Legal Notice / Impressum

FX Fair Values – B2B research platform

Responsible entity: QIO – Quantitative Investment Office AG
Registered office / address: Boendlerstrasse 63, 8802 Kilchberg ZH, Switzerland
Commercial register: Commercial Register of the Canton of Zurich; register no. CH-020.3.049.003-5
UID / VAT no.: CHE-341.726.171
Website: https://fx.fair-value.investments
Contact: contact@qio.finance
Authorized representative: Dr. Michael Markovich, Chairman/CEO
Version: Version 1.1 | 6 July 2026

1. Provider and responsible entity

The website https://fx.fair-value.investments and the related FX Fair Values service are operated by QIO – Quantitative Investment Office AG, Boendlerstrasse 63, 8802 Kilchberg ZH, Switzerland.

QIO – Quantitative Investment Office AG is registered with the Commercial Register of the Canton of Zurich under register number CH-020.3.049.003-5. The Swiss enterprise identification number is CHE-341.726.171.

2. Represented by

Represented by: Dr. Michael Markovich, Chairman/CEO.

3. Contact

Email: contact@qio.finance

Website: https://fx.fair-value.investments

For questions regarding this website or the FX Fair Values service, please use the contact details above or the dedicated communication channels specified in the applicable order form, subscription confirmation or service agreement.

4. Nature of the service

FX Fair Values is a business-to-business research and analytics service. It provides quantitative research, model outputs, fair-value estimates and related analytical information on foreign exchange markets. The service is designed for professional, institutional or other business users who make their own independent decisions.

As part of the service, currency pairs may be displayed together with their deviation from QIO’s model-based fair value estimate (e.g. in dashboard or ranking form). This is descriptive analytical output only and does not indicate that convergence to fair value is expected within any horizon; see the Terms of Use for further detail.

The information made available via the website is provided for research, information and analytical purposes only. It is not directed at retail investors as personal investment advice and is not intended to replace the judgement of qualified investment, treasury, risk management, legal, tax, accounting or compliance professionals.

5. No investment advice, no recommendations, no execution

Unless explicitly agreed otherwise in a separate written agreement, QIO does not provide investment advice, portfolio management, execution, brokerage, custody, deposit-taking, payment services or any other regulated implementation service through this website.

The content of the website does not constitute and must not be interpreted as an offer, solicitation, recommendation, personal recommendation, suitability assessment, appropriateness assessment or instruction to buy, sell, hold, hedge or otherwise enter into any transaction in currencies, derivatives, securities or other financial instruments.

Users remain solely responsible for any investment, hedging, treasury, risk management, accounting or other business decision made on the basis of, or in connection with, the information provided through the service.

6. Regulatory status

QIO is a Swiss company providing quantitative research and analytics. The FX Fair Values service is structured as a research and information service and not as a discretionary asset management, execution or custody service.

QIO is not a bank and does not accept deposits. QIO does not hold client assets and does not have authority to dispose over client accounts or assets through the FX Fair Values service.

Users are responsible for assessing whether their use of the service is permissible under the laws, regulations, internal policies and professional duties applicable to them.

7. Intellectual property

All rights in the website, research content, models, methodologies, data compilations, visualisations, software, design, trademarks and other materials made available through the service remain with QIO or its licensors, unless expressly stated otherwise.

Access to the service does not grant any transfer of intellectual property rights. Any use, reproduction, redistribution, resale, scraping, reverse engineering, public display or integration into third-party products is only permitted to the extent expressly allowed under the applicable Terms of Use or a separate written agreement.

8. Liability disclaimer

Although QIO applies professional care in preparing and maintaining the service, research outputs, fair-value estimates and model results may be incomplete, delayed, inaccurate or affected by data errors, modelling assumptions, market disruptions or technical limitations.

To the maximum extent permitted by applicable law, QIO excludes liability for losses arising from the use of or reliance on the website or service, in particular indirect, consequential, special or purely financial losses, loss of profit, loss of data or trading losses.

9. External links and third-party content

The website may contain links to third-party websites, data sources or services. QIO has no control over third-party content and accepts no responsibility for its availability, accuracy, legality, security or data protection practices. Linked pages are the responsibility of their respective operators. QIO does not permanently monitor linked third-party content, but will remove links without undue delay if it becomes aware of a concrete legal infringement.

10. Business clients only

This website and the FX Fair Values service are directed exclusively at business, professional and institutional users. They are not directed at consumers. Consumer-dispute mechanisms, including online dispute-resolution mechanisms designed for consumer contracts, are not applicable to this B2B service.

11. Applicable law and jurisdiction

This imprint and the use of the website are governed by Swiss substantive law, excluding conflict-of-law provisions. Subject to mandatory legal venues, the exclusive place of jurisdiction is the ordinary courts at the registered office of QIO.

QIO – Quantitative Investment Office AG | 6 July 2026